Services
Who We Serve
Individuals & Couples Approaching Retirement
Are you thinking about retiring in the next 10 years? Do you have fears about switching from earning a paycheck to distributing from your own assets? Are you wondering what the best Social Security claiming decision is for you? The Trivas Financial Group is here to help. We have experience and expertise in these areas. We are here to guide you through every step of your financial journey. We can help you create a plan so that you always have a smart place to draw money from, even in a down market. We do this by creating strategies around retirement income optimization, tax efficiencies, and investing that aligns with your goals, values, and risk profile.
Women Who Become Single in The Middle of Their Lives
“My husband handled that.” We have heard that statement repeatedly and while we hope that women will choose to be involved in their financial planning before they become single, we are there to help when that day comes. Our goal is to educate women so that they feel confident in their plans while also providing guidance and comfort through hard times.
Business Owners
Business owners are often so busy running their business and working in their business that they forget to “work on” their business. We love to partner with owners looking for help with succession planning, buy-sell agreements, funding key persons, retirement plans, and adding employee benefit solutions.
When we invest in women, we are investing in the people who invest in everyone else.
– Melinda Gates
Our Offerings & Solutions
Financial Planning
We help you create a personal financial strategy tied to your goals and values. We believe that financial planning is a dynamic process that should evolve with the changes in your life. Our process begins by learning about you and your unique circumstances. Understanding your current situation will help us guide you to make appropriate decisions throughout your journey. We offer this service for a fee based on the complexity of your specific situation and the level of analysis required.
Accumulation Strategies
Whether you are saving money or investing for retirement, education for your children or grandchildren, or for a car purchase next year, we provide accumulation strategies that take your risk tolerance, time horizon, and specific goal into consideration.
Retirement Distribution Strategies
Most financial advisors are good at helping you invest and save for retirement. We are great at helping you make smart decisions on how you will distribute your assets so that you don’t run out of money before you run out of life. We consider the risks that retirees have- inflation, market fluctuations, liquidation needs, tax changes, health changes, and life expectancy. We put together an individualized plan to mitigate those risks while providing retirees the income they desire.
Wealth Transfer Strategies
Increase your generosity with a tax-efficient legacy strategy. We create financial strategies to maximize your giving while accounting for the tax implications of how your assets transfer. This way our client’s generosity stretches far to help sustain their loved ones and valued charitable organizations even after they are gone.
Tax-Efficient Investment Solutions
Rather than just looking at your rate of return, we, instead, look at how much of that return you actually keep. Every dollar that you save may be taxed now and ongoing, taxed before it’s invested, taxed upon distribution, or never taxed. We like to see our clients have a balance among those options.
Insurance Solutions
You have created a smart financial plan, now let’s make sure it is protected. We offer life, disability income, long-term care, and health insurance solutions.
Address
14670 S Robert Trail, Rosemount, MN 55068
Talk or Text
Office: 651.200.2026
Emily: 651-372-3382
Leah: 651-661-3335
Jackson: 612-400-7674